. I sat and stared, agast that one of my dear friends had the audacity to lend me (ME) a self help book! However, this self-help book changed my outlook on money in a big way. I don't think that anyone would argue with me if I said that we live in a credit based society. In fact, that's the catalyst that winds many people I know if a heap of financial trouble. I was once one of those people. The person who would see something she wanted and swipe that magically little piece of plastic, and walk out the door with said item; never thinking about the fact that I was actually paying over twice what it was worth by making those pitiful little minimum monthly payments. The Total Money Makeover: A Proven Plan for Financial Fitness changed all of that for me. Dave Ramsey's straight-to-the-point, no niceities advice, made me sit up and take notice of my financial state. My financial state wasn't good.
As I began to work my way through the "Baby Steps" outlined in the book,I realized that I needed to purchase the accompanying workbook as well. Once I received it, I went to town and got my finances straight. Dave inspired me to become more fiscially fit and inspired me to teach others. Many of my lessons on the Penny Pinchers website, or even my Yahoo personal finance colums follow much of his line of thinking, and often cite his "pay cash" attitude.
If your financial life could use a little bit of a check up, I highly reccomend this book. You won't be sorry. Of course, this wouldn't be Penny Pinchers if I told you to pay full price, now would it? Use the links on the page to get the absolute best, rock bottom price on the book and accompanying workbook.
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