| Are you in debt? |
I know a lot of people who “say” they are paying off their debt and who say they paid off their debt. Trouble is, I look at their budgets and their words don’t always jive with their claims.
People are secretive about money. In my experience, people are more secretive about their cash blow than they are their sex lives. While I don’t quite understand the stigmata, and while I don’t expect you to confess to me about either, I do want to tell you about something I believe in: paying off debt.
People are secretive about money. In my experience, people are more secretive about their cash blow than they are their sex lives. While I don’t quite understand the stigmata, and while I don’t expect you to confess to me about either, I do want to tell you about something I believe in: paying off debt.
I believe in paying off debt because I was in debt up to my eyeballs, and the anxiety and stress that went along with that is no way to live. Now, my one and only debt is my mortgage. My “disposable income” goes into a series of piggy banks (investments) and I am more “zen” than I ever have been.
The “Total Money Makeover” was my solution. I picked the plan, I stuck with it and now I can look you in the eyeball (almost) debt free. However, I realize that not all folks have the self-discipline it takes to stick with the debt snowball. Sure, you start with great intentions, but great intentions aren’t going to change your life. For you, I’d recommend a solution like the Debt Goal Program. This is a very powerful program that even gives you access to your very own free counselor –and you might need that.
Give it a click and let me know what you think! Make 2012 the year you commit to really getting out of debt. You can do it. I believe in you.
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