Last year, I got to thinking about the state of my riches (I use this term loosely) and decided to try a few experiments or "life hacks" to see if I could save just a little bit more money each month. From here, I came up with six useful solutions designed to help me add just a few more pennies from heaven into my earthbound piggy banks.
I stopped spending my dollars -- bills that is.
On the first of every month, I take out my already budgeted for dining out and clothing allowances in cash. Then, each time I spend some of that money, I take my change (both coins and dollars) and put the leftovers in a piggy bank. At the end of the month, I total up my cash. I average $20 to $30 a month in change that finds its way to my savings account, earning me even more.