Call me stingy, penny pincher, miser, Scrooge or even tightwad and I will wear any one of those badges with honor. When I was spending money I didn't have, I thought I was keeping up with the Jones'; I justified it. The fact of the matter is, I wasn't really living at all. In fact, I never really started "living" until I lived frugally. From there, I found six ways my newly acquired lifestyle pays - and it isn't always in dollar signs.